In the digital environment of portaldeideias.com, the privacy of our users is an unwavering priority, shaped by exceptional transparency regarding data handling. Our Privacy Policy is meticulously crafted, strictly adhering to both international and national data protection regulations.
We recommend that you carefully read this Privacy Policy, along with the General Terms and Conditions of Use of portaldeideias.com.
portaldeideias.com will never request money for the release of financial products, such as credit cards, loans, or financing.
If you are approached with such a request in our name, please inform us immediately through the provided link.
Although we strive to keep all information updated, it is important to note that discrepancies may occur when compared to financial institutions’ websites.
For those with which we do not maintain a partnership, we cannot guarantee the accuracy or timeliness of the information. We always recommend carefully reading the terms of use and acquisition conditions of the financial institutions you choose.
Scope of the Privacy Policy
This Privacy Policy covers the responsible and secure handling of personal information collected when you access and use the services offered by portaldeideias.com.
This scope includes, but is not limited to, data provided during browsing the website, interacting with content, participating in promotions, or registering to receive information or use specific features.
Consent
By using the services offered by portaldeideias.com, you automatically agree to this Privacy Agreement.
If the user, even partially, disagrees with the terms and conditions set out in this Privacy Policy, it is recommended to refrain from accessing and/or using the content provided by portaldeideias.com.
By entering the site, the user expresses full knowledge and unconditional agreement to the processing of their data as stipulated in this Privacy Policy and the General Terms and Conditions of Use.
I. Information We Collect
All information collected will be used to improve your experience within our website. We will only collect data that is strictly necessary to provide our service in the best possible way, tailoring recommendations to each user’s unique profile.
A. Information Collected Directly
To enhance your experience at portaldeideias.com, we may ask for information directly from you.
This information may include, but is not limited to, name, email address, contact information, and other relevant details necessary to offer personalized services.
This information is provided voluntarily, and we assure that it will be handled with the utmost confidentiality.
B. Information Collected Automatically
In addition to the information provided directly, portaldeideias.com may also collect data automatically during your interaction with the site.
These automatic data do not personally identify users and are essential for optimizing our services, ensuring a more efficient and personalized experience according to your needs.
1. Types of Information
This data collected automatically may include, but is not limited to:
- IP address
- Browser type
- Pages visited
- Time spent
- Other usage metrics
We use standard technologies such as cookies and server logs to enhance the functionality of the site, personalize content, and collect aggregated information about user behavior.
2. Cookies
portaldeideias.com uses cookies and IP identification information (Internet Protocol) to enhance the user browsing experience, ensuring security, protection, and data authenticity.
In partnership with Google, a third-party provider, we use cookies such as DART to display personalized ads based on user visits to other websites on the Internet.
Users have the option to disable the DART cookie by visiting the Google ad and content network privacy policy.
It is important to note that users have control over cookie acceptance and can adjust this setting in their browser at any time.
However, it is necessary to observe that disabling browsing cookies may affect some features of portaldeideias.com. We are committed to offering options and transparency to ensure a personalized and secure online experience.
3. Web Beacons
portaldeideias.com uses technologies like web beacons to improve the quality of your online experience by collecting information in a non-intrusive way while respecting user privacy.
Web beacons, also known as clear gifs, pixel tags, or web bugs, are small invisible graphics embedded in web pages and emails.
They help in analyzing website performance, allowing us to understand how users interact with the content, which pages are most visited, and how to optimize navigation.
C. Information from External Sources
We explore ways to enhance your digital experience by offering links to external resources that we believe are useful.
It is essential to emphasize that our terms and conditions, as well as our Privacy Policy, do not extend to these external websites.
We advise users to review the individual privacy policies of each linked website to ensure a comprehensive understanding of their specific practices and procedures.
1. Our Advertising Partners
We receive a small compensation through advertisements on our site and partnerships when a user requests a recommended product.
Our posts are based on detailed evaluations, combining quantitative and qualitative analyses of each product.
Due to the volume of information on our site, we cannot guarantee the complete quality and timeliness of the information, prioritizing our partners’ data.
Additionally, we include third-party ads on our site to support operational costs. Some advertisers, like Google through Google AdSense and Ad Exchange, may collect personal information such as IP address and geographic location to improve the relevance of ads displayed.
2. Privacy Policy of Partners
portaldeideias.com provides links to other websites, which we believe contain interesting content and relevant information for the user. However, portaldeideias.com is not responsible for the information collected or used by these sites.
For example, if you click on a link to a financial institution’s site, the financial institution will be responsible for the information it collects about you.
portaldeideias.com does not exercise control over third-party websites and therefore cannot guarantee the privacy or security of the information you provide to those sites.
If you have any questions regarding the privacy or security of the information you have provided to a third-party site, please contact that site directly.
II. How We Use Your Information
portaldeideias.com collects and uses personal data to improve your experience and provide the best products and services. Personal data is collected and used for, among others:
- Identifying and authenticating users: This is necessary to ensure the correct users have access to portaldeideias.com’s services and products.
- Providing services and products: portaldeideias.com uses personal data to provide customized services and products according to each user’s needs and preferences.
- Personalizing content and offers: portaldeideias.com uses personal data to offer personalized content and offers, according to users’ interests.
- Improving systems, products, and services: portaldeideias.com uses personal data to improve its systems, products, and services, based on user feedback.
- Resolving problems and questions: portaldeideias.com uses personal data to quickly and efficiently address user problems and inquiries.
Users have control over their information at any time by contacting portaldeideias.com.
III. How Your Information Is Shared
portaldeideias.com reiterates its commitment to not selling users’ personal information or data.
However, in order to provide a more personalized experience, we may share such information with partner companies.
This sharing aims to suggest products and services that align with the users’ profiles and needs, as well as to provide products and/or services they have specifically requested.
Additionally, portaldeideias.com reserves the right to collaborate with judicial authorities or government bodies, sharing identifiable personal data of users under the following circumstances:
a) Establishment or exercise of our legal rights; b) Protection of our property; c) When deemed necessary to assist or cooperate in protecting our users, employees, administrators, or any person harmed by an action or omission.
This commitment reinforces our dedication to the security and integrity of our users and stakeholders.
IV. Commitment to Protect Your Information
portaldeideias.com is continuously committed to user security, evolving with technical and regulatory advancements.
We adopt measures such as encrypted communications, access control, and secure software development practices to prevent unauthorized access, use, alteration, disclosure, or destruction of data.
User information is stored in secure, internationally recognized databases. This commitment strengthens trust in a secure environment for financial information.
V. Exercising Your Rights
1. Your Rights
User rights in the context of an online service, such as portaldeideias.com, include:
- Access to Personal Information: The right to request and obtain access to personal information collected.
- Rectification of Data: The right to correct or update inaccurate or outdated personal information.
- Data Deletion (Right to be Forgotten): The right to request the deletion of personal data, subject to certain exceptions and legal obligations.
- Data Portability: The right to receive a copy of personal data in a structured, commonly used, and machine-readable format.
- Restriction of Processing: The right to request restriction on data processing under certain circumstances.
- Objection to Processing: The right to object to data processing in specific situations, such as direct marketing.
- Automated Decisions and Profiling: The right not to be subject to automated decisions, including profiling, which have legal or significant effects.
- Consent and Withdrawal: The right to give and withdraw consent for data processing at any time when consent is the legal basis for processing.
- Privacy-Related Rights: Specific rights related to privacy, such as the right to be informed about how data is used and with whom it is shared.
2. Data Retention Policy
portaldeideias.com retains user data for as long as necessary to provide effective services. In some cases, retention may be indefinite, aligned with portaldeideias.com’s legitimate interests.
Users have the option to request the deletion of their data via our contact form.
If not requested, data may be retained as per established policies, even after account termination.